XA Financial Services
🏠︎
Daily market updateπŸ“‰πŸ“ŠπŸ“ˆ
XA Financial Services
🏠︎
Daily market updateπŸ“‰πŸ“ŠπŸ“ˆ
More
  • 🏠︎
  • Daily market updateπŸ“‰πŸ“ŠπŸ“ˆ
  • 🏠︎
  • Daily market updateπŸ“‰πŸ“ŠπŸ“ˆ

Welcome To The One Stop Shop For All Your Home Financing Solutions.

Welcome To The One Stop Shop For All Your Home Financing Solutions. Welcome To The One Stop Shop For All Your Home Financing Solutions. Welcome To The One Stop Shop For All Your Home Financing Solutions.

 Unlock Your Real Estate Potential with Specialized Mortgage Solutions

Schedule Your Personalized Mortgage Consultation

About

Your Mortgage Financing Partner

 

About Me

With eight years of dedicated experience in the mortgage industry, I've built my reputation on providing personalized financing solutions that truly meet my clients' unique needs. As an independent broker with Saxton Mortgage, I have access to over 20 mortgage products, giving me the flexibility to find the perfect loan for your specific situation. My technical background, combined with my experience as a Sales Director for the largest residential assisted living company in the industry, provides me with a unique perspective on both the financial and practical aspects of property investment.


Specialized Expertise

My background includes comprehensive experience with conventional loans and government programs like FHA, alongside specialized expertise in VA loans. Having helped hundreds of veterans secure homeownership through their earned benefits, I understand the nuances of VA financing while maintaining strong capabilities across the full spectrum of traditional mortgage products. I take pride in guiding service members through their unique benefits while offering the same level of expert service to all clients, regardless of loan type.


Investment Property Financing Specialist

Beyond traditional home loans, I specialize in creative financing solutions for real estate investors at all levels. Whether you're:

  • Acquiring short-term or long-term rental properties
  • Structuring purchases under LLCs for asset protection
  • Leveraging existing rental income to qualify for new investments
  • Exploring seller financing or other creative acquisition strategies

I have the expertise to guide you through these more complex transactions with confidence and clarity.


Comprehensive Mortgage Solutions

Working with Saxton Mortgage has empowered me to offer over 20 diverse mortgage products to my clients, including:

  • Traditional conventional and jumbo financing
  • Government-backed loans (FHA, VA)
  • DSCR (Debt Service Coverage Ratio) loans for investors
  • Second mortgages and home equity solutions
  • Portfolio and non-QM loan options


Senior Housing Investment Expertise

My experience as a Sales Director with the industry's leading residential assisted living company gives me specialized insight into senior housing investments. I understand the unique financing challenges these properties present and can help investors navigate this growing and profitable market segment.


My Approach

I believe that mortgage financing should be transparent, straightforward, and tailored to your specific financial goals. When we work together, you'll receive honest guidance, prompt communication, and a commitment to finding the most advantageous loan terms available in today's market.

Let's connect to discuss how I can help you achieve your real estate financing goals, whether you're a first-time homebuyer, a veteran using your VA benefits, or an experienced investor looking to expand your portfolio.


 Bilingual: Fluent in English and Spanish

Client Success Stories

  We're proud of the trusted relationships we've built with our clients. Take a moment to explore what others are saying about our personalized service and expertise.

⭐⭐⭐⭐⭐  

 πŸ“± Read Our Google Reviews 

🏠 See What Zillow Clients Say 

 πŸ’¬ Browse Birdeye Testimonials 

 βœ“ Verify Our A+ BBB Accreditation 


Your feedback fuels our commitment to excellence. If we've helped you achieve your real estate goals, we'd be honored if you'd share your experience.    Powered by Saxton Mortgage LLC | NMLS #1717191 | Equal Housing Opportunity 🏠 

Regulatory Compliance & Verification

 As a federally licensed mortgage professional, I'm committed to full transparency. Verify my credentials directly with the NMLS Consumer Access portal:  
Click here β†’ πŸ”’ Xavier Alcala, Mortgage Loan Originator  

Click here β†’πŸ’ Saxton Mortgage, LLC     NMLS ID# 1717191   

These links connect to the official NMLS Consumer Access database, the secure federal registry for mortgage professionals.  Equal Housing Opportunity 🏠 

Contact Us

Attach Files
Attachments (0)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

  By submitting this form, you agree to receive text messages from XA Financial Services regarding mortgage options. Message & data rates may apply. Reply STOP to unsubscribe. 

Copyright Β© 2025 XA Financial Services - All Rights Reserved.

  • 🏠︎
  • Daily market updateπŸ“‰πŸ“ŠπŸ“ˆ

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept